Financing Solutions for Large Commercial Truck Fleets

Buying a heavy-duty truck can be compared to purchasing your first home. You get pre-approved with your bank and shop for houses based on your established budget. Heavy-duty trucks work in much the same way—and we act as a broker to find you the best option!

At Camions BL, we have a different approach from other lenders. We conduct pre-approval research with lenders without checking your credit bureau. Then, we present you with options and choose based on your preferences. Only then do we proceed with the official pre-approval with the lender. What you should know is that each application can lower your credit score by about 10 points, which can make a significant difference in your credit history.

We are seeing more and more owners change their trucks before the end of their contract terms. This can happen for several reasons—whether to access the latest technology or because the equipment no longer meets their needs. This often involves breaking contracts with heavy penalties. Did you know that some lenders offer no penalties in these situations?

In our pre-approval research, these are the kinds of factors we consider. It’s no longer just about the rate, but about the evolution of your business.

Financing your accessories

Pre-approval research for financing can begin as soon as you order your new truck. Who knows, we might even add a few accessories! Did you know that you can also finance your equipment along with your truck? Whether it’s your trailer, machinery, or aesthetic upgrades.

More than just a rate…

Today, we’ve seen that pre-approval is about much more than just interest rates. It’s important to be well supported to identify the blind spots in financing—and that’s our specialty.

A few weeks before the delivery of your new truck, we will contact you to finalize your financing application—and of course, with the best possible financing option based on your business category.

If you have any questions, don’t hesitate to contact us!